The HOA is a Contract

A Homeowner Association (HOA) functions much like a contract, albeit a multifaceted one. When you purchase a property in a community governed by an HOA, you agree to adhere to its rules and regulations, typically outlined in the HOA's governing documents. These documents include the Declaration of Covenants, Conditions, and Restrictions (CC&Rs), Bylaws, and Rules and Regulations.

By becoming a homeowner within the HOA, you're essentially entering into a contractual agreement with the association and its members. This agreement entails both rights and responsibilities. The HOA provides certain services and amenities, enforces community standards, and manages common areas, while homeowners agree to pay dues, follow community guidelines, and participate in the decision-making process through voting and possibly serving on the HOA board.

Violating the terms of the HOA can lead to penalties, fines, or legal action, much like breaching a contract. However, it's important to note that HOA rules and regulations can be more flexible and subject to change compared to traditional contracts, as they may be amended through the association's governing processes.